- Sum Insured £400,000 as standard
- Emergency Assistance, a 24 hour emergency call
out service with immediate access to a network
of approved repairers
- Lock replacement cover no inner limit
- Professional demolition, local authority fees
& expenses covered
- £25 "switching" fee paid if charge made by your
mortgage society
- Alternative accommodation up to 20% of sum
insured (excludes forced evacuation)
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| Contents |
- Sum insured automatically £40,000with options to increase up to £80,000
- Alternative accommodation up to £10,000(excludes forced evacuation)
- Business property covered up to £10,000for office equipment
- Contents in the open covered up to £1000
- Money, credit & debit cards covered up to £500
- Food in freezer & refrigerator unlimited cover
- Fatal accident cover £1000
- Jury service covered up to £1000 (£50 a day)
- Loss of metered oil or water covered up to £1000
- Rewriting legal deeds & documentscovered up to £1000
- Pedal Cycles covered up to £500 per cycle
- Temporary removal of contents coveredup to £5000 within the U.K.
- Students possessions covered(under temporary removal)
- Visitors & domestic employees effectscovered up to £250
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| Liabilities |
- £2m property owners liability
- £2m public and personal liability
- £10m liability cover for domestic employees
- £10,000 liability as a tenant covered (in any one 12 month period)
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| Additional Covers |
- Accidental damage cover for buildings and/or contents
- Personal possessions covers accidental or damage anywhere in the world
- Caravan covers accidental loss or damage in Great Britain (only available with contents
- Legal Expenses cover to pursue or defend specified legal actions up to
- Garden cover up to £1,500 (only available with buildings cover)
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| Claims |
Our commitment to customer service is demonstrated when
your need is most. At a difficult time, you should expect to
be dealt with in an efficient and courteous manner and we
are committed to surpassing these expectations. Clients can
use our freephone claims line at any time of the day or
night, with trained staff on hand to offer support in any way
they can - whether it is an emergency situation or merely
notifying us of a new claim.
With your client manager working with a team of claims
experts and loss adjusters, you can be assured that
everything will be done to meet your needs as quickly as
possible, in the manner you would expect. Our claims
service is tailored to your individual requirements
(allowing you to choose a repairer if you wish) working with
you to reinstate any loss or damage.
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