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Terms and Conditions

Use of Mayfair Insurance Consultants Ltd. Website
All copyright and other intellectual property rights in any material contained in this Website owned by Mayfair Insurance Consultants Ltd. You are only allowed to use this Website and the material contained in this Website as set out below. 

Your privacy matters to us
Mayfair Insurance Consultants Ltd.
will NOT release to any third party any personally identifiable information (e.g. your name or e-mail address) without your express prior permission, excluding any official authorities who may have a legal right (accompanied by a warrant) to view any and/or all information we have collected.

Information stored about an individual
We may at anytime log visits to the site in a flat-file database, including information such as your IP number and date/time stamp. Access to all information stored in our databases is restricted, both physically, and electronically to authorised staff only.

Who do we share this information with?
Any information a user of the Mayfair Online web site submits is retained by Mayfair Insurance Consultants Ltd. for the sole purpose of the services Mayfair Insurance Consultants Ltd. provides.

Fraud Prevention and Detection
In order to prevent and detect fraud we may at any time: Share information about you with other organisations and public bodies including the Police; Undertake credit searches and additional fraud searches. Check and/or file your details with fraud prevention agencies and databases, and if you give us false or inaccurate information and we suspect fraud, we will record this. We can supply on request further details of the databases we access or contribute to. We and other organisations may also search these databases to: Help make decisions about the provision and administration of insurance, credit and related services for you and members of your household; Trace debtors or beneficiaries, recover debt, prevent fraud and to manage your accounts or insurance policies; Check your identity to prevent money laundering, unless you furnish us with other satisfactory proof of identity.

Claims History
Under the conditions of your policy you must tell us about any Insurance related incidents (such as fire, water damage, theft or an accident) whether or not they give rise to a claim. When you tell us about an incident we will pass information relating to it to a database. We may search these databases when you apply for insurance, in the event of any incident or claim, or at time of renewal to validate your claims history or that of any other person or property likely to be involved in the policy or claim.

Credit Searches and Third Party Information
In assessing your application, to prevent fraud, check your identity and to maintain our policy records, we may:

  • Search files made available to us by credit reference agencies who may keep a record of that search. We may also pass to credit reference agencies information we hold about you and your payment record. The information will be used by other credit lenders for making credit decisions about you and the people with whom you are financially associated for fraud prevention, money laundering prevention and for tracing debtors. We may ask credit reference agencies to provide a credit scoring computation. Credit scoring uses a number of factors to work out risks involved in any application. A score is given to each factor and a total score obtained. Where automatic credit scoring computations are used by the insurer, acceptance or rejection of your application will not depend only on the results of the credit scoring process.
  • Use information relating to you and your vehicle supplied to us by other third parties.

Claims Checks
In assessing any claims made, the insurer or its agents may undertake checks against publicly available information (such as electoral roll, county court judgements, bankruptcy orders or repossessions). Information may also be shared with other insurers either directly or via those acting for the insurer (such as loss adjusters or investigators).

Subscription Service
Mayfair Insurance Consultants Ltd. currently runs a Newsletter subscription service. This service is provided to users of the Mayfair Online web site totally free via email address subscription or by submitting any type of Application or Insurance Quote form. We allow users to opt-out of having the newsletter sent to them at any time. To unsubscribe from this service, please direct your email to with the word 'unsubscribe' in the subject.

You may:

  • View any part of the web site.
  • You may use this website to obtain an insurance quotation for yourself.

You may not:

  • Use this website in any way for commercial purposes.
  • Copy, distribute, alter or tamper with in any way or otherwise use any material contained in the web site
  • Copy, distribute or otherwise use any material from the web site for any commercial purpose
  • Remove any copyright, trade mark or other intellectual property notices contained in the original material from any material copied or printed off from the Website.